Land Help
Land Terminology, Made Simple
To help avoid confusion, we've put together a common list of land terms and their definitions — plus how you can pay for your parcel.
APN
Assessor's Parcel Number. A unique number allocated to each parcel of land within the county by the Tax Assessor. The format of the APN number is defined by the county.
BLM
Bureau of Land Management. An agency within the U.S. Department of the Interior that manages close to 250 million acres of public use land.
Deed
A legally binding document that transfers property title from one entity to another. Deeds are recorded and filed via the county assessor and/or courthouse.
Encumbrance
Any type of claim against a property, such as a lien, easement, or restriction.
Escrow
Funds or assets held by a third party on behalf of two parties involved in a transaction.
HOA / POA
Homeowner's Association / Property Owner's Association. A monthly or annual fee that may be required when property is owned in a planned development.
Land Contract
A legally binding document used with seller financing. It details the terms and conditions of the financing agreement.
Notary
An individual authorized to serve as a witness in the signing of important documents.
Promissory Note
A written promise to pay a sum of money under agreed-upon terms.
Purchase & Sale Agreement
A document between a buyer and seller stating the final terms and conditions of a transaction.
Tax Lien
A legal claim against property used to secure the payment of delinquent taxes owed on the property.
Title
A document demonstrating ownership of property. Owning a property in its entirety means possessing both the Deed and the Title.
Title Insurance
An optional form of insurance against ownership issues. A title company performs searches to identify and remedy any ownership problems, then insures the property against future issues.
Zoning
Land use restrictions that determine what activities are allowed on the property. Zoning is defined by the county.
Ways to Pay for Your Land
Cash
The simplest path to ownership. Pay in full, we execute and file your deed, and the property is yours. Contact us and we'll arrange the specifics.
Credit / Debit Card
We accept all major credit and debit cards through a secure third-party gateway (Stripe).
Bank Transfer (ACH)
Electronic check transfers, also processed securely through Stripe's banking infrastructure.
Owner Financing
A Land Contract and Promissory Note with no credit checks and no banks. After your final payment and terms are met, we transfer title via Deed in the respective county. Loan servicing is handled through GeekPay.io, which provides your amortization schedule, terms, and payment options.
New payment methods are currently in the works — stay tuned! If you have questions about which option fits your situation, just ask.
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